Life Insurance

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• How can one arrive at the claim amount on the LIC policy?
1
• Who should sign the Discharge Voucher of LIC under varying circumstances?
1
• How can you stay protected with LIC policies if the key person important to your business dies?
1
• What procedure should one follow to obtain a duplicate copy if the original LIC policy is lost?
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• How should one notify LIC in the change in address?
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Non Life Insurance

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• Can motor policies be issued for a longer term than a year?
1
• Can motor vehicles be insured against fire and theft risks only?
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• Does a third party claim affect the bonus/ malus rate under the comprehensive motor insurance policy?
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• Are accessories and extra fittings of the vehicle covered under the comprehensive motor insurance policy?
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• What happens if at any point of time there are in existence two policies for insurance of a vehicle?
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Mutual Funds

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• What if a fund sells a scheme to another fund?
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• What if a fund decides to end its operations?
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• What is an asset management company (AMC)?
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• What is the difference between mutual funds and portfolio management services (PMS)?
1
• Who is a custodian?
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Bonds

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• Who can invest in the RBI Relief Bonds?
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• What is the minimum and maximum investment limit for RBI Bonds?
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• What is the issue price of RBI Bonds?
1
• What will be the date of issue of RBI Bonds?
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• What will be the period of holding for RBI Bonds?
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Loans

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• Now that I've applied for my loan, what are the modalities involved?
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• How do financiers go about assessing my loan application?
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• How soon will I get my loan money?
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• Will I need to provide any collateral for my loan?
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• What exactly is a personal loan?
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Small Saving Schemes

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• Can the income tax exemption under Section 88 be claimed by second named person in case of joint holding of National Saving Certificates?
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• Can one claim the section 88 benefit on interest on the NSC VIII scheme which is deemed to have been reinvested?
1
• Will the rebate in income tax under Section 88 be available to husband/father where the NSCs (VIII-Issue) are purchased by him out of his income in the name of his wife/minor children?
1
• If the holder of a Savings Certificate dies, who gets the amount due to be paid to the deceased?
1
• If a girl makes a deposit and gets married by the time the deposit matures, would there be any problems?
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