Non Life Insurance

• Can motor policies be issued for a longer term than a year?
• Can motor vehicles be insured against fire and theft risks only?
• Does a third party claim affect the bonus/ malus rate under the comprehensive motor insurance policy?
• Are accessories and extra fittings of the vehicle covered under the comprehensive motor insurance policy?
• What happens if at any point of time there are in existence two policies for insurance of a vehicle?
• What happens if there is a dispute regarding claim settlement between the insured and the insurer?
• What happens if a policy is not renewed in time?
• Is it essential to carry vehicular documents when the vehicle is in use?
• What is the significance of vehicular documents in motor insurance claims?
• What should you do in case of a road accident?
• Is there any age limit of vehicles for consideration of acceptance for comprehensive insurance cover?
• What should be done on receipt of a court notice from a third party claimant?
• Can motor dealers and traders take motor insurance policy for the vehicles in their showroom?
• What happens if a vehicle flees after injuring a third party and its identification cannot be traced?
• What is a Public Service Vehicle?