Useful Information

Star Health

TPA Information

Unique Health Insurance


Unique health insurance plan stand true to its name as it offers the unique feature of covering medical expenses for certain pre-existing diseases within 11 Months


  • Pre-existing diseases (other than those specified) are covered after 11 Months
  • Covers the HIV positive persons (except for treatment of HIV/AIDS) with minimum CD 4 Count
  • No Medical Tests required
  • Non-allopathic treatments are also covered
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section


Room Rent Limit
Up to 1% of sum insured, max 3000
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
Up to 7% of hospitalization expenses, Max 5000
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Specified procedure covered
Pre-Existing Disease / Illness coverage
After11 months
Waiting Period for New Policy
30 days
Up to 30% of claim amount
Ambulance Expenses
Up to 750 per hospitalization, Max 1500 per policy period
Non-Allopathic Treatments
Up to 25% sum insured, Max 25000
Nursing Allowance
Up to 1% of sum insured, Max 3000