Plans for Individuals
Plans for Families
Affordable Health Insurance Plan for Senior Citizens.
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
Upto Sum Insured. 541 Procedures covered.
Automatic Restoration of Sum Insured
Upto sum Insured, once a year.
Pre-Existing Disease / Illness coverage
Pre existing diseases are covered after 4 years of continued coverage.
Waiting Period for New Policy
4 years for Preexisting diseas. 2 Years for named ailments. 30 days for any other illness except injury.
20% co payment. 20% Addtional in case of treatment outside of Smart Select Hospitals.
Room Rent Limit
1% Sum Insured per day For Sum Insured Of RS 3 Lakh. For Sum Insured of 5,7,10 Lakh single private AC room (Max upto 1% Sum Insured per day)
Pre-policy Medical Check-up not required.
Free Health Checkup
Every year for all insured members.
Daily Hospitalization Allowance
For Sum Insure of Rs 3 Lakh, Rs 500/day for max 5 days. Not availble of other sum insured.
Up to Rs 50000 for Sum insured Rs 3Lakh. Upto Rs 100000 for all other sum insured.
No Claim Bonus
Upto 150% with optional cover NCB Super.
ICU Daily Rent Limit
2% SUm Insured per day