Useful Information

Religare

TPA Information

Joy Today Floater

Synopsis:

A new age insurance product that comprehensively addresses your maternity and health needs, both today and tomorrow.

Highlight:

  • A perfect blend of hospitalisation and maternity insurance.
  • Only 9 months waiting period for maternity related insurance claims.
  • Newborn baby cover
  • Long term policy tenure of 3 years.
  • 100% increase in sum insured with No claim bonanza.

Benefit:

Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
Up to 30 days
Post Hospitalization Expenses
Up to 60 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
covered
Pre-Existing Disease / Illness coverage
After 48 months of continuos coverage
Waiting Period for New Policy
30 days for any illness except accident
Co-Payment
20%
Medical Screening
For insured person above 46 years of age
Ambulance Expenses
Up to Rs 1000/ claim
Non-Allopathic Treatments
Not covered
New Born Baby Cover
Covered
Nursing Allowance
Covered
No Claim Bonus
100% after no claim during the policy tenure of three years